Lisa Conway – FLORIDA TODAY
Q: How can I make sure my personal information is protected?
A:Protecting personal information today is more important than ever. AARP reports that identity fraud cost Americans $43 billion in 2023 — and the numbers just keep going up. While we can’t prevent data breaches at major companies, there are ways you can help to protect your personal information.
Strengthen Passwords
Use strong, unique passwords for all your accounts. Like what? Strong passwords combine letters, numbers, and special characters. Never use information scammers can guess, like your name, birth date or simple sequences– like 1234. Consider password management software to store and generate secure passwords.
Enable Two-Factor Authentication (2FA)
Whenever possible, enable 2FA on your accounts. This adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone.
Question Personal Information Sharing
Limit sharing personal information, such as your Social Security number, address, or phone number, unless absolutely necessary. Verify the need and legitimacy of the person/organization requesting this information.
Monitor Financial Accounts
Regularly review bank statements and credit card bills– and dispute unauthorized transactions as rapidly as possible. Check for fraudulent credit accounts by obtaining a free credit report annually through AnnualCreditReport.com.
Use Secure Internet Practices
Avoid public Wi-Fi for sensitive activities, like online banking. If you must, encrypt your data by using a Virtual Private Network (VPN). Only visit websites with secure connections, by looking for “https” in the URL and the padlock icon. Be cautious clicking email links and attachments, which may contain phishing scams or malware. Log out of social media accounts to prevent unauthorized access to your profile. And keep devices and software up-to-date with the latest security updates.
Safeguard Physical Documents
Store important documents, such as tax records and medical information, in a secure location. When discarding them, shred documents that contain sensitive information. No shredder? Keep your eyes open for reputable community shredding events.
Be Wary of Scams
Stay informed about common scams. Seniors are often targeted by Medicare scams or phone fraud. Be skeptical of unsolicited calls or emails requesting personal information or payment. Delete and block calls and text messages from unknown numbers stating you’ve won a prize and requiring personal information. If your “gut” tells you it could be a scam, it probably is.
Reduce your risk of identity theft and fraud by safeguarding your personal information. If you need to dispose of sensitive old documents, visit One Senior Place in Viera on April 15 for a secure “shred event.” For more information, call 321-751-6771.
Lisa Conway is a Registered Nurse, Certified Dementia Practitioner and a Certified Care Manager for Senior Partner Care Services, Viera. Ms. Conway hosts a monthly seminar, ‘Senior Health Friday with Nurse Lisa.’ One Senior Place is a marketplace for resources and provider of information, advice, care and on-site services for seniors and their families. Submit your questions to AskOSP@OneSeniorPlace.com. For immediate help, call 321-751-6771 or visit One Senior Place, The Experts in Aging.
