Ashar Group is a nationally recognized, independent life insurance policy valuation and life settlement advisory firm that serves fiduciaries, financial professionals, and their clients. With a focus on transparency, compliance, and the client’s best interests, Ashar Group has built its reputation on delivering unparalleled expertise in the secondary market for life insurance.

What sets Ashar Group apart is its exclusive dedication to representing the policy owner, never the buyer. They operate strictly as a fiduciary-based advocate, not a broker tied to a life settlement provider or investor. This commitment ensures that clients receive conflict-free guidance and the most competitive value for their life insurance asset. Ashar Group does not sell life insurance; rather, they partner with advisors—including wealth managers, attorneys, CPAs, and trustees—to provide accurate policy valuations and navigate the complexities of the life settlement process.

Their proprietary policy valuation methodology, developed by in-house experts and actuarial professionals, helps determine whether a policy has hidden value beyond the cash surrender amount. Through a rigorous auction process among licensed institutional buyers, Ashar Group helps unlock this value to fund retirement, healthcare, long-term care, or charitable giving.

With a deep understanding of compliance and regulatory standards, Ashar Group has been a trusted name in the life settlement industry for nearly two decades. Their services are often critical in supporting tax planning, estate planning, and trust management strategies, helping clients make informed decisions about life insurance assets they may no longer need, want, or can afford.