I recently noticed my spending sometimes gets out of hand when I have multiple currencies loaded on my card. Like, I’ll use up all my dollars first, then suddenly get a payment in crypto and start tapping away without realizing how much I’m using. Is there a way to set daily or weekly limits for each balance, or maybe lock certain currencies so you don’t spend them by accident? Would appreciate any hacks for keeping expenses in check!
I know the feeling! My bitcoin debit card actually lets me monitor and even limit spending on certain currencies. In the app, you can track your usage per balance and sometimes set alerts if you hit a daily or weekly cap. I usually check my balance before any big purchase and try to keep non-essential currencies locked away unless I’m planning a specific spend. For a walkthrough of the features, I found https://whitebit.com/crypto-card really helpful. It’s easy to lose track with multi-currency cards, but these tools make it way easier to stay within budget.
My neighbor uses a similar approach and says the most important thing is to get into the habit of checking balances at the end of each day. She also tries not to keep too much in any one currency unless she needs it soon. That way, she avoids big surprises if the exchange rate moves or she accidentally spends from the wrong balance.
